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Premium Loan - Non-Genuine Savings
Multi Featured Home Loan
Variable rate with a permanent discount for the life of the loan
Principal and Interest or Interest Only
FREE Redraw facility, no minimum redraw amount
FREE direct credit and direct debit facilities
FREE Additional Repayments can be made at any time
FREE Phone and Internet banking with unlimited transactions
Payments can be made weekly, fortnightly or monthly
Types of borrowers:
- Individuals and Companies who have full documentation, but less that 5% genuine savings or equity, and where the loan required is greater than 85% LVR.
Acceptable Loan Purposes
- Purchase an owner occupied home, investment property or vacant land
- Refinance existing property
- Debt consolidation
- Build a new home
- Renovate and existing home
- Use of excess funds for investments
Maximum Loan to Value Ratio (LVR)
- up to 90% LVR - ask us for details
Interest Rate
Ask us for rate details.
Full Doc - 8.35% (CCR 8.47%)*
Conventional Home Loan or Mortgage !
For all borrowers with Pay Slips or Tax Returns. Easy Mortgage & Home Loan application process up to 95%
Low Doc - 8.65 (CCR 8.77%)*
No Tax Returns Req'd. Declaration Only !
For the Self employed without any tax returns.
Very fast Mortgage & Home Loan approvals up to 80%
No Doc - 9.20% (CCR 9.33%)*
No Docs Required. 1 Hour Approval !
No income questions & No declarations required.
Ultra fast Mortgage & Home Loan approvals up to 70%
Non-Genuine Savings - 8.35%*
Get a Home Loan on only 5% Deposit
The 5% can be a gift, a loan, or first home owners grant.
Pay slips or Tax Returns required. Home Loans to 95%
No Mortgage or Home Loan
Application Fees!
Fast, Safe & Easy Mortgage and Home Loan Application Process
Instant Mortgage, Home Loan
and Refinance
Pre-Approvals
in minutes!
Refinance your Home Loan or Mortgage with eMortgage Home Loans